Legal expenses insurance is purchased to fund the costs of legal representation. In business, this is obtained “before the event” in case a future legal action has to be defended. Although it is possible to buy stand-alone legal expenses insurance, most policies are added to the Employer’s Liability, Public Liability or Directors’ and Officers’ indemnity insurance.
In the case of individuals, households, buildings, contents or even credit card policies can provide cover.
Whether a corporate entity or an individual, we will always advise clients on how to interpret their policies and steer them through the process of ascertaining whether they have access to legal representation under the terms of their existing indemnity insurance.
Disclaimer: This information is for general information purposes only and does not constitute legal advice. It is recommended that specific professional advice is sought before acting on any of the information given. Please contact us for specific advice on your circumstances.