Legal Expenses Insurance
Legal expenses insurance is purchased to fund the costs of legal representation. In business, this is obtained “before the event” in case a future legal action has to be defended. Although it is possible to buy stand-alone legal expenses insurance, most policies are added to the Employer’s Liability, Public Liability or Directors’ and Officers’ indemnity […]
Right to choose own solicitor
Insurers have panels of solicitors whom they regularly instruct. While they usually have no objection to using a policyholder’s own solicitor, insurers sometimes prefer to use solicitors from their own selected panel. The law, however, makes it clear that insurers cannot prevent their insured from selecting a solicitor of their own choice to represent them. In […]